BUY NOW, PAY WITH AFFIRM, KLARNA OR ZIP PAY
ALL orders placed with split payments will have an additional 5 to 7 business days for processing. Typically 10 business days to receove the order
If your Affirm balance is too low, try to process offsite by getting a virtual card from Affirm.
How to create a virtual card
You can use it online or in-store. (Insert happy dance here.)
Download or open the Affirm app
Search for your store.
Create a virtual card
Don’t see it? Tap “Pay with a one-time use virtual card.”
Apply for a virtual card
Enter your approximate purchase amount for an immediate decision.
ONCE YOU RECEIVE YOUR VITUAL CARD DETAILS CHECKOUT ON GIRLYLOCS.COM WITH THE PAYPAL OPTION. YOU DO NOT NEED AN ACCOUNT. ENTER THE VIRTUAL CARD DETAILS
What is a One-time card and how does it work?
The One-time card enables you to use Klarna payment options at any VISA card accepting online store in the US.
You can use the One-time card at the store’s checkout, like any regular credit card. Each One-time card will follow a specific payment plan, which you can manage and pay in the app.
Please be aware that an authorization hold might be placed on your payment card when you use the One-time card. This ensures that enough funds are available on your credit or debit card.
How to create a One-time card
Shop with us in the Klarna app
Choose Pay with Klarna when you shop in our app or create a new One-time card in the app.
Set the spending amount
Enter the exact amount, including shipping, that you plan to spend. After entering the amount, you will receive an overview of the agreement as confirmation. A flat service fee (or APR for longer payment plans) will be added to your purchase amount.
ONCE YOU RECEIVE YOUR VIRTUAL CARD DETAILS CHECK OUT OM GIRLYLOCS.COM. USE THE PAYPAL OPTION. YOU DO NOT NEED AN ACCOUNT. ENTER YOUR VIRTUAL.CARD DETAILS
Pay with the One-time card
When you are ready to pay, select the credit card option and enter the One-time card information, as you would with any other card. Enter the card number, expiration date, and CVV code.
Check the app for updates
If you end up spending less than the amount on the One-time card, you can change the spending amount by selecting Refund unused amount on the purchase page. Otherwise, the amount will automatically be adjusted after 14 days.
Good to know: You can only use a One-time card once and, if unused, the card expires after 24 hours. If you want to make another purchase, just create a new card and keep on shopping.
Where can I use the One-time card?
At any VISA card-accepting online store in the US. Just search for your favorite store in the search bar, create a One-time card and use it to checkout.
How do I pay for the purchases made with the One-time card?
When you create a One-time card it’s connected to your personal debit or credit card, depending on the payment option you chose. Your first payment is debited 24 hours after the card is created and the following payments are automatically withdrawn according to the payment plan. You can view your payment plan, pay early and change your connected debit or credit card at any time in the app.
What is a Zip Virtual Card?
Every time you use Zip to split a purchase into 4 equal payments*, whether through the Zip App or a Zip Exclusive Partner's online store, you are provided the option to "Pay with Zip" at checkout.
When placing your order using Zip, you will be asked to enter how much you plan on spending for your order. The amount you enter here, called your "Purchase Request", determines the funds loaded onto your one-time Zip Virtual Visa Card and must be equal to or greater than your order total (including shipping and taxes).
Upon completing your Zip order, this one-time Zip Virtual Card will be charged the cost of your order, and Zip will charge your personal card the first installment - 25% of your order total - displaying your remaining three payments and their charge dates, which are each two weeks apart, including a finance charge.
ONCE YOU RECEIVE YOUR VIRTUAL CARD DETAILS, CHECKOUT OUT GIRLYLOCS.COM WITH THE PAYPAL OPTION. YOU DO NOT NEED AN ACCOUNT. ENTER THE VITUAL CARD DETAILS