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What you see is what you pay

When you buy with Affirm, there are no hidden fees. Instead, you get a simple, easy, transparent way to shop. Because when it comes to paying for your favorite things, there should be no surprises.

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How to buy with Affirm


Fill your cart

Shop your favorite stores and then select Affirm at checkout. Enter a few pieces of information and get a real-time decision.


Choose how to pay

Select the payment schedule that works for you, then confirm your loan. We’ll never charge more than you see up front.


Make easy monthly payments

Download the Affirm app or sign in at We’ll send you email and text reminders so you never miss a payment.

Here's what you might pay

Choose the plan that works best for you.


  1. 3 monthly payments
    Total interest at 15% APR: $12.82
    Total cost: $512.82
  2. 6 monthly payments
    Total interest at 15% APR: $22.24
    Total cost: $522.24
  3. 12 monthly payments
    Total interest at 15% APR: $41.81
    Total cost: $541.81

For illustrative purposes only. See footer for details

Based on 15% APR. For illustrative purposes only. See footer for details 

Your rate will be 0% APR or 10–30% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners. Options depend on your purchase amount, up to $17,500, and a down payment may be required.

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Ready to start shopping?

Need more info?

We’ve got you.

Questions? We’re here to help

Will Affirm affect my credit score?
Does Affirm charge interest and fees?
What does it mean to prequalify?
What if I don’t see Affirm at checkout?

Pay on the go, wherever you go

Download the Affirm app and discover a new way to pay over time almost anywhere.
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